Frequently Asked Questions
A. Yes. The same deadline as above applies.
Q. Who owns the property at a specific address?
A. To determine current ownership of property please try GIS Online. The information available here is the most current.
Q. Where and when do I file a tax return on my business personal property?
A. Filing of forms 103 and 104 are required by May 15th of each year and need to be mailed to
Steuben County Assessor 317 S. Wayne St. Ste 2G, Angola, IN 46703
Q. Is there any way I can reduce my taxes?
A. number of credits and exemptions are available to qualifying taxpayers. Your County Auditor can provide you with information and assist you in determining whether or not you qualify.
Q. What are Sales Disclosures and how are they used?
A. A sales disclosure is a form that is completed for all property transfers and must be filed when the transfer is recorded. Sales Disclosures must be filed even if no money changed hands. The intent of the sales disclosure is to provide a base of information that will be utilized by the State and County to identify how much each property was transferred for. Sales disclosures were classified as "public information" beginning January 2000 and made available on the State website.
Q. When and where do I pay my property taxes?
A. Tax bills are sent to you or your designee (such as your mortgage company) by the Treasurer's Office and can be paid directly to that office. Payments can also be made at most local county banks. Tax payments are due on May 10th and November 10th of each year. Dates may change during a reassessment period.
Q. Who is ultimately responsible for the value placed on my Real Property?
A. The County Assessor's office. Sales data is reviewed each year and a ratio study is conducted, by neighborhood and township, to arrive at base rate values. This ratio study is sent to the Dept. of Local Government that must approve the values before they can be set for the new year. You see these new values when we send the Form 11 notices.
Q. What if I'm making changes to my property?
A. If a building permit was issued, we will be notified by the planning agency. If improvements, modifications or demolition occur and a permit was not required, please contact the County Assessor.
Q. Where do I get a copy of a plat map?
A. The "official" copy of the plat is filed with the County Recorder's Office.
Q. When do I need a Power of Attorney?
A. When an appeal is being filed by anyone other than the owner.
Q. What if I disagree with the Assessed Value?
A. A taxpayer has a right to appeal their property tax assessment for any reason. The burden of proof, however, will be on the taxpayer to prove why they should have their assessment changed.
Just saying: " My taxes are too high" is not sufficient.
After carefully reviewing your assessment notice and Property Record Card, contact your County Assessor's Office to discuss any issues you may have, they may suggest you file an official appeal.
(see also: Appeal Process tab)
A. Currently, Indiana property tax is based on the property's estimated True Tax Value as of January 1st of the previous year. Sales data is reviewed each year and a ratio study is conducted to arrive at base rate values, the Dept. of Local Government must approve these values and then are able to set the tax rates to be used by the Auditor's office.
Q. Why do I have to pay property taxes?
A. We've all become accustomed to the level of services provided by our local community. Schools, police and fire protection, libraries and paved roads are only a few of the amenities property taxes make possible. Without property taxes, we couldn't support any of the above.
Q. Where and when do I file my mortgage and homestead exemption?
A. Mortgages and homestead exemptions are filed with the County Auditor and will be applied to the following year's taxes. The Mortgage Deduction Application must be completed and dated no later than December 31st. The homeowner must also complete and date a Homestead Application by December 31st and file the application on or before January 5th. If you purchase a new property, both need to be filed. Should you refinance the mortgage, a new mortgage exemption must be filed. The homestead exemption only needs to be filed once even though you may refinance the mortgage.
Q. How will I know if my Assessment is correct?
A. Review the information provided on the Notice of Assessment (Form 11) and review your Property Record Card which shows the assessed value, but also the information used to arrive at the assessed value.
You are encouraged to carefully check the following for accuracy:
- Year of construction.
- Number of stories.
- Exterior construction (brick, frame, block etc.)
- Square footage (calculated from outside measurements.)
- Number of extra plumbing fixtures (refers to the number of fixtures in excess of one full bath - 3 fixtures, kitchen sink and hot water heater per living unit.)
- Other assessable features (including but not limited to: extra living units, basement recreation rooms, hot tubs, central air conditioning, fireplaces, finished attics and basements, open and enclosed porches, etc.)
A. Your assessed value is multiplied by the tax rate. The tax rate is the total rate of the combined taxing units (County, Township, City or Town, Library, etc.) within each taxing district. The tax rate is expressed in dollars per hundred dollar of assessed value. This amount is reduced by a state credit, Property Tax Replacement and is automatically deducted from your tax bill. You can view the tax calculator on the DLGF website. The State Legislature enacts property tax laws while the DLGF (Department of Local Government Finance) interprets the law, writes the rules and procedures, and sets the tax rates.
Q. What constitutes True Tax Value?
A. True Tax Value is the sum of the land value and the depreciated value of improvements. Land is valued at its estimated market value based upon the sales of comparable properties in the immediate area. Improvements are anything that has been constructed on the land; including houses, barns, garages, swimming pools, decks, patios, utility sheds, tennis courts, gazebos, carports, etc.